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Difficult Development Areas:
Metropolitan Areas by State 2014

Effective for allocations after 12/31/13.  Areas defined using December 1, 2009 OMB definitions and derived FY2013 HUD Metro FMR Area (HMFA) definitions.

State Metropolitan Area Component Areas
Arizona Flagstaff MSA Coconino County
California Los Angeles-Long Beach HMFA Los Angeles County
Orange County HMFA Orange County
Oxnard-Thousand Oaks-Ventura MSA Ventura County
Redding MSA Shasta County
Riverside-San Bernardino-Ontario MSA Riverside County, San Bernardino County
Salinas, CA MSA Monterey County
San Diego-Carlsbad-San Marcos MSA San Diego County
San Francisco HMFA Marin County, San Francisco County, San Mateo County
Santa Barbara-Santa Maria-Goleta MSA Santa Barbara County
Santa Cruz-Watsonville MSA Santa Cruz County
Santa Rosa-Petaluma MSA Sonoma County
Florida Cape Coral-Fort Myers MSA Lee County
Fort Lauderdale HMFA Broward County
Gainesville MSA Alachua County, Gilchrist County
Miami-Miami Beach-Kendall HMFA Miami-Dade County
Ocala MSA Marion County
Orlando-Kissimmee-Sanford MSA Lake County, Orange County, Osceola County, Seminole County
Palm Coast MSA Flagler County
Port St. Lucie MSA Martin County, St. Lucie County
Punta Gorda MSA Charlotte County
Tampa-St. Petersburg-Clearwater MSA Hernando County, Hillsborough County, Pasco County, Pinellas County
Georgia Hinesville-Fort Stewart HMFA Liberty County
Hawaii Honolulu Honolulu County
New Jersey  Atlantic City-Hammonton MSA Atlantic County
Jersey City HMFA Hudson County
Vineland-Millville-Bridgetown MSA Cumberland County
New York Kingston MSA Ulster County
New York HMFA Bronx County, Kings County, New York County, Putnam County, Queens County, Richmond County, Rockland County, Westchester County
North Carolina Jacksonville MSA Onslow County
South Carolina Laurens County HMFA Laurens County
Texas Odessa MSA Ector County
Vermont Burlington-South Burlington MSA Chittenden County, Franklin County, Grand Isle County
Puerto Rico Aguadilla-Isabela-San Sebastian MSA Aguada Municipio, Aguadilla Municipio, Añasco Municipio, Isabela Municipio, Lares Municipio, Moca Municipio, Rincón Municipio, San Sebastián Municipio
Arecibo HMFA Arecibo Minicipio, Camuy Municipio, Hatillo Municipio
Baranquitas-Aibonito-Quebradillas HMFA Aibonito Municipio, Barranquitas Municipio, Ciales Municipio, Maunabo Municipio, Orocovis Municipio, Quebradillas Municipio
Caguas HMFA Caguas Municipio, Cayey Municipio, Cidra Municipio, Gurabo Municipio, San Lorenzo Municipio
Fajardo MSA Ceiba Municipio, Fajardo Municipio, Luquillo Municipio
Guayama MSA Arroyo Municipio, Guayama Municipio, Patillas Municipio
Mayagüez MSA Hormigueros Municipio, Mayagüez Municipio
Ponce MSA Juana Diaz Municipio, Ponce Municipio, Villalba Municipio
San Germán-Cabo Rojo MSA Cabo Rojo Municipio, Lajas Municipio, Sabana Grande Municipio, San Germán Municipio
San Juan-Guaynabo HMFA Aguas Buenas Municipio, Barceloneta Municipio, Bayamón Municipio, Canóvanas Municipio, Carolina Municipio, Cataño Municipio, Comerio Municipio, Corozal Municipio, Dorado Municipio, Florida Municipio, Guaynabo Municipio, Humacao Municipio, Juncos Municipio, Las Piedras Municipio, Loiza Municipio, Manati Municipio, Morovis Municipio, Naguabo Municipio, Naranjito Municipio, Rio Grande Municipio, San Juan Municipio, Toa Alta Municipio, Toa Baja Municipio, Trujillo Alto Municipio, Vega Alta Municipio, Vega Baja Municipio, Yabucoa Municipio
Yauco MSA Guánica Municipio, Guayanita Municipio, Peñuelas Municipio, Yauco Municipio

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