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Difficult Development Areas:
Metropolitan Areas by State 2015

Effective for allocations after 12/31/14.  Areas defined using December 1, 2009 OMB definitions and derived FY2014 HUD Metro FMR Area (HMFA) definitions.

State Metropolitan Area Component Areas
Alaska Fairbanks MSA Fairbanks North Star Borough
Arizona Flagstaff MSA Coconino County
Arkansas Hot Springs MSA Garland County
California Los Angeles-Long Beach HMFA Los Angeles County
Napa MSA Napa County
Oakland-Fremont MSA Alameda County, Contra Costa County
Orange County HMFA Orange County
Oxnard-Thousand Oaks-Ventura MSA Ventura County 
Redding MSA Shasta County
Riverside-San Bernardino-Ontario MSA Riverside County, San Bernardino County
Salinas, CA MSA Monterey County
San Diego-Carlsbad-San Marcos MSA San Diego County
San Francisco HMFA Marin County, San Francisco County, San Mateo County
Santa Barbara-Santa Maria-Goleta MSA Santa Barbara County
Santa Cruz-Watsonville MSA Santa Cruz County
Florida Deltona-Daytona Beach-Ormond Beach HMFA Volusia County
Fort Lauderdale HMFA Broward County
Miami-Miami Beach-Kendall HMFA Miami-Dade County
North Port-Bradenton-Sarasota MSA Manatee County, Sarasota County
Ocala MSA Marion County
Orlando-Kissimmee-Sanford MSA Lake County, Orange County, Osceola County, Seminole County
Palm Coast MSA Flagler County
Tampa-St. Petersburg-Clearwater MSA Hernando County, Hillsborough County, Pasco County, Pinellas County
West Palm Beach-Bova Raton HMFA Palm Beach County
Hawaii Honolulu Honolulu County
New Jersey  Atlantic City-Hammonton MSA Atlantic County
Jersey City HMFA Hudson County
Vineland-Millville-Bridgetown MSA Cumberland County
New York New York HMFA Bronx County, Kings County, New York County, Putnam County, Queens County, Richmond County, Rockland County, Westchester County
Pennsylvania Pike County HMFA Pike County
Texas Odessa MSA Ector County
Vermont Burlington-South Burlington MSA  
Puerto Rico Arecibo HMFA Arecibo Minicipio, Camuy Municipio, Hatillo Municipio
Guayama MSA Arroyo Municipio, Guayama Municipio, Patillas Municipio

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